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Owen & Associates, LLC Blog: business

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Slips and falls are some of the most common types of liability risks for businesses. The problem is that they can occur for various reasons, some of which may be hard to prevent. A customer may spill coffee and then slip on it. Are you responsible for their injuries? READ MORE >>

With millions of people operating a home-based business, it is surprising to see that nearly 60 percent of these businesses are not protected by business insurance. Slip and falls from delivery men, injuries to customers from product usage and lawsuit settlements from cases in which businesses are negligent happen all the time. READ MORE >>

One of the most important types of business insurance policies you can have for your business is general liability coverage. Even if your business is based out of your house, you still need general liability coverage, which your homeowners insurance won’t cover.  READ MORE >>

А соmmеrсіаl рrореrtу іnsurаnсе роlісу соvеrs thе рhуsісаl рrореrtу оf thе іnsurеd соmраnу. Тhіs іnсludеs thе рrореrtу іtsеlf, аs wеll аs еquірmеnt аnd buіldіng соntеnts thаt аrе оwnеd bу thе соmраnу. Тhе fіnе рrіnt оf thе іnsurаnсе роlісу dеfіnеs thе sресіfіс соvеrаgеs аnd thе tуре оf dаmаgе thаt іs соvеrеd, whісh mіght іnсludе fіrе, thеft аnd nаturаl dіsаstеrs. READ MORE >>

If your insurance policies are about to renew, there's no better time to sit down with your independent insurance agent and review your policies. Many people just pay their premiums year after year, and never really know whether they have adequate coverage. READ MORE >>

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