There are many selections available when it comes to choosing car insurance coverage, which is mostly confusing for the layman. As a result, most consumers decide on the bare minimum of coverages, whatever the least amount is as required by their state. In cases like these, the consumer's personal financial security is compromised. States generally have low standards when it comes to car insurance and leaving your family’s future in their hands is a risky move.
So, review this guide with the 4 common personal car insurance coverage types and decide for yourself which are the most important to your family.
- Comprehensive coverage: There are some real risks to your vehicle that don’t involve driving including theft, flood, fire and vandalism. Comprehensive coverage from your insurance company covers the claims they bring in.
- Bodily injury liability: If you are at-fault in a car accident, you could injure people who are inside or outside of your car. Bodily injury liability coverage offers insurance against the medical expenses and personal claims resulting from these injuries. You can purchase two different limits—single-person injuries and multiple person injuries.
- Collision: Whether you hit a vehicle or a vehicle hits you, your collision coverage will pay for the damages.
- Medical payments: If you are injured in an accident, the medical payments coverage will pay for your medical expenses.
Remember these points, the next time you are looking for insurance. Purchase the coverage that will cover you against everyday risks, not just the ones your state requires you to. That is the only way to ensure that you have the coverage you need and your family deserves.
Call us to discuss your options, and what coverages are best for you and your family. Call us today at (863) 299-3879 or fill out an online Marietta GA car insurance quote form.
Posted Friday, April 25 2014 3:46 PM
Tags : insurance, car insurance, common car insurance coverages, marietta, georgia,
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